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With OCBC Wing Hang Credit Card, you can now enjoy "Easy Spending" Interest-free Installment Plan for any consumption in any merchants and anywhere, making your spending easy!
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Flexible repayment period: 12-month, 18-month and 24-month tenor |
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Monthly handling fee is as low as 0.25% |
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| Installment Tenor |
Monthly Handling Fee |
| 12-month Tenor |
0.21% |
| 18-month Tenor |
0.25% |
| 24-month Tenor |
0.29% |
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Example Total Installment Amount: HK$3,000 ; Repayment Period: 12-mth
"Easy Spending"
Total Installment Amt |
Monthly Handling Fee |
Monthly Installment Amt |
Monthly Repayment |
| HK$3,000 |
HK$6.3
(HK$3,000 x 0.21%) |
HK$250 |
HK$256.3 |
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Applicable to retail purchase transactions of both OCBC Wing Hang Credit Card or other Bank’s Credit Card |
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Transactions can be combined for application; Minimum total installment amount is just HK$1,000 |
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Simple and quick application; Just apply by phone or fax 7 working days before payment due date |
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| Notes: |
| 1. |
"Easy Spending" Interest-free Installment Plan is applicable to retail purchase transactions (including local, foreign and internet retail purchase transactions) made by OCBC Wing Hang Credit Card (including Co-Branded Card) or credit cards issued by other Hong Kong credit card issuing institutions. The minimum total application amount is HK$1,000 and the minimum amount of each single transaction is HK$300. |
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For non-OCBC Wing Hang Credit Card transactions, Cardholder has to submit the credit card monthly statement showing the related transactions for application purpose. |
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Once the Cardholder’s application is approved, an administration fee of HK$80 shall be charged by the Bank. |
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The annualized percentage rate (APRs) of 0.21% monthly handling fee (12-month tenor), 0.25% monthly handling fee (18-month tenor) and 0.29% monthly handling fee (24-month tenor) are 6.29%, 6.84% and 7.59% respectively. |
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Phone-in application can only accept a maximum of 10 transactions. |
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Download application form
