OCBC Bank provides comprehensive mortgage package for customers under Government's Home Ownership Scheme to meet all your financial needs and realize your dream.
- Competitive interest rate with loyalty bonus
- Mortgage loan amount can be up to 95% (green form) or 90% (white form) of the property value
- Repayment periods can be up to 25 years
- Flexible repayment method to meet your financial needs
- Credit card annual fee waiver during the repayment periods
- Special privileges for enrolling in Home Insurance Plan
You can maintain a fixed repayment amount throughout the whole repayment period with a stable control of your financial management.
You can increase the repayment amount annually at a fixed step-up rate during the repayment period which allows you to shorten your loan period and hence save interest expense.
You can choose to repay monthly or bi-weekly with any of the above repayment method. Less interest expense and shorter repayment period for the choice of bi-weekly repayment.
Note: Availability of the above flexi-payment options will be subject to different mortgage plans. Please contact our Customer Service Representative at any branches of OCBC Bank for details.
