OCBC Bank Home Sweet Home Mortgage Plan assists you to own your dream home with an attractive mortgage package, whether you are a first-time home buyer, planning to upgrade or refinance your existing mortgage.
- Competitive interest rate with attractive cash rebate
- Mortgage loan amount can be up to 90% of our appraised value1
- Repayment periods can be up to 30 years
- Owner-occupied and leased properties are eligible. Car park mortgage loan is also offered
- Flexible repayment method to meet your financial needs
- Cash-out refinancing is available to provide more flexibility on your financial management
- Credit card annual fee waiver during the repayment periods
- Special privileges for enrolling in Platinum Home Plus Insurance Plan and Fire Building Structure Insurance
- Free property valuation service
You can maintain a fixed repayment amount throughout the whole repayment period with a stable control of your financial management.
You can increase the repayment amount annually at a fixed step-up rate during the repayment period which allows you to shorten your loan period and hence save interest expense.
You can choose to repay monthly or bi-weekly with any of the above repayment method. Less interest expense and shorter repayment period for the choice of bi-weekly repayment.
Note: Availability of the above flexi-payment options will be subject to different mortgage plans. Please contact our Customer Service Representative at any branches of OCBC Bank for details.
