Comprehensive Mortgage Package
- Competitive Interest Rate
- Mortgage loan amount can be up to 50% of our appraised value on commercial and industrial property
- Repayment periods can be up to 25 years
- Both owner-occupied and leased properties are eligible
- Flexible repayment method to meet your financial needs
Flexible Repayment Methods
Straight line repayment method
You can maintain a fixed repayment amount throughout the whole repayment period with a stable control of your financial management.
Step-up repayment method
You can increase the repayment amount annually at a fixed step-up rate during the repayment period which allows you to shorten your loan period and hence save interest expense.
Monthly or Bi-weekly repayment
You can choose to repay monthly or bi-weekly with any of the above repayment method. Less interest expense and shorter repayment period for the choice of bi-weekly repayment.
Note: Availability of the above flexi-payment options will be subject to different mortgage plans. Please contact our Customer Service Representative at any branches of OCBC Bank for details.
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Reminder: “To borrow or not to borrow? Borrow only if you can repay!”
