With free flow of talent and capital within the one-hour living circle of the Greater Bay Area, vast growth potential will be unleashed in different industries and sectors, with the property sector being one of them. Our residential property solutions help you seize opportunities in the Greater Bay Area.
Our mortgage experts will assist you through the whole process of purchasing new home in Greater Bay Area to make it easy and hassle-free.
- Cover key cities in the Greater Bay Area including Zhuhai, Shenzhen, Guangzhou, and Foshan
- Interest rate calculated based on Hong Kong Interbank Offered Rate (HIBOR)#, which closely tracks the interest rate trend in Hong Kong
- Loan drawdown and repayment all take place in Hong Kong
- Local mortgage experts in Hong Kong will follow up the entire application process
| Eligibility | Holders of Hong Kong Permanent Identity Card and Mainland Travel Permit |
| Property Locations | Zhuhai, Shenzhen, Guangzhou, Foshan |
| Property Type | Designated primary residential developments* |
| Minimum Loan Amount | HKD1,000,000 |
| Interest Rate | Variable interest rate loans |
| Loan Tenure | Up to 25 years |
| Loan Currency | Hong Kong Dollar |
* In accordance with the list of designated primary residential developments announced by the Bank from time to time.
# “HIBOR” means the rate which the Bank at its reasonable discretion determines from time to time to be the applicable Hong Kong Interbank Offered Rate (with reference to the relevant rate published by The Hong Kong Association of Banks rounding up to the nearest 2 decimal places or such other rates as the Bank at its reasonable discretion determines) for Hong Kong Dollars.
