Unit Trust

What is Unit Trust?

Unit Trust is a collective investment scheme where resources from individual investors are pooled together and managed by professional fund managers. The fund will be invested in worldwide markets through investment instruments such as equities, bonds, currencies, and derivatives.

Benefits

OCBC Bank Unit Trust Services


Selected Unit Trusts (List of Unit Trust) that are managed by renowned international asset management companies to meet your different life stages and personal investment needs.

You may invest in Unit Trust in different ways:

Your fundSearch your fund now!

First step in investment
Identify your investment goals
Evaluate your investment risk profile and select an appropriate fund(s)
Allocate your affordable amount to set up a lump sum and/or monthly investment plan
Regular review your investment portfolio

Risk Profile Assessment

Risk profile assessment is provided to you for your better understanding of your general attitude towards investment risks. Taking into account your risk profile, financial situation, expected investment horizon, investment objective and experience, you could consider a range of investment products which may be suitable for you.


Mobile Unit Trust Service

Manage your Unit Trust portfolio and update your Risk Profiling Questionnaire online anytime and anywhere

Features:
Unit Trust:

tick Buy, sell and switch investment funds at your fingertips

tick Set your own watchlist to monitor and manage your investment fund portfolio at ease

tick Daily update the best performing funds and fund categories to help you discover investment opportunities*


Risk Profiling Questionnaire:

tick Complete the questionnaire to understand your risk appetite

tick Renew your questionnaire to ensure that your information is accurate


Take your first step to develop your Unit Trusts portfolio in Mobile Banking today

select “unit trust” service
access “unit trust” service
ut search & subscribe
input subscription amount
START YOUR SUITABILITY ASSESSMENT
CHOOSE YOUR INVESTMENT OBJECTIVE
CONDUCT ASSET CONCENTRATION ASSESSMENT
CHECK YOUR SUITABILITY ASSESSMENT RESULT
confirm details
successful order submission

Online Trading Demo

Calculate required investment amount

Lump Sum Investment

If your investment target is HK$1,000,000 in total in 10 years, how much is the investment amount required?

Years of
investment		 Annual rate of return1
5%		 10% 15%
5 $783,526 $620,921 $497,177
10 $613,913 $385,543^ $247,185
15 $481,017 $239,392 $122,894
20 $376,889 $148,644 $61,100

^ If your investment target is HK$1,000,000 in 10 years' time with 10% annual rate of return continuously, now you have to invest a lump-sum of approximately HK$385,543!

CalculatorMake your own calculation now!

The above figures are for illustrative purpose only and the actual performance of the product may differ from the figures shown. The Bank is not making any prediction on future return of the product based on the any past performance. Fluctuations in the price of invested product may result in significant losses or even become worthless.


FAQs
You need to open an investment account and register our e-banking service through branch or Internet Banking to access our online Unit Trust (“UT”) Services platform for fund subscription.
You can access Internet Banking/ Mobile Banking to perform fund subscription, redemption and fund switching of the same fund house. In addition, you can also check your fund investment portfolio, instruction status and transaction records; conduct fund search to check and read fund information and its offering documents. Please be reminded that currently the Unit Trust Monthly Investment Plan is not applicable in Mobile Banking service. However, you can still create/amend/cancel the Unit Trust Monthly Investment Plan through branch or Internet Banking.
Internet Banking/ Mobile Banking Unit Trust Services operates 24 hours a day. However, please note that the Bank will only process transactions during business days (Mon – Fri). All transaction instructions submitted before the cut-off time of each business day will be processed by the Bank within the same day; while transaction instructions submitted after the cut-off time will be sent to the relevant fund house on the next business day for further processing.
2:30 pm every business day.
When you submit a transaction instruction, you will receive the Bank's reference number, which means that the Bank has accepted the relevant instruction. All transaction instructions submitted before the cut-off time of each business day will be processed by the Bank within the same day; while transaction instructions submitted after the cut-off time will be sent to the relevant fund house on the next business day for further processing.
The submitted transaction instruction cannot be changed. You must cancel the original transaction instruction before entering a new one. Transaction instruction cancellation can be applied through the Instruction Status function, but must be submitted and accepted by the Bank before the Bank's cut-off time on the same day.
For all subscription transaction instructions submitted before the cut-off time of each business day, the Bank will debit the relevant subscription amount from your settlement account before 5:00 pm on the same day. The subscription transaction instruction submitted after the cut-off time will be processed on the next business day.
All fund subscriptions must meet the minimum subscription amount of the relevant fund. Each fund house has different rules. For details, please refer to the relevant fund offering documents.
The redemption amount will generally be credited into your settlement account within 4-8 business days after the fund house has confirmed the transaction. However, if the fund does not provide daily dealing, you may need to expect a longer redemption period. For details, please refer to the relevant fund offering documents.





Ways to Apply

OCBC branches
Visit any of our branches
OCBC hotline
Call our hotline
2815 9919
OCBC Internet banking
Open account and
subscribe online

Remarks

  1. The above tables are for hypothesis illustration only and are not intended to be representative of the performance of any particular investment. The hypothetical annual rate of return is not indicative of the actual return likely to be achieved by investing in any fund. These tables exclude inflation rate and any other fees incurred in fund subscription.

Important Notice and Risk Disclosure

Investment involves risks and the price of investment products may fluctuate or even become worthless. Past record is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. Investment funds which invest in certain markets (e.g. Emerging Market) may involve a higher degree of investment risks.

Certain investment funds may use financial derivative instruments to meet their investment objectives (please refer to respective offering document for detailed information), thus entailing higher volatility in net asset value. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile.

The respective fund management company is the only person quoting prices and counterparty for the fund(s) under its management. You should therefore carefully consider the liquidity risk involved. Independent professional advice should be obtained if necessary. Please carefully read the relevant offering document (including but not limited to the risk factors stated therein) and terms and conditions before making any investment decisions.

The above mentioned investment products are neither protected by the Deposit Protection Scheme nor the Investor Compensation Fund in Hong Kong.

Please note that the unit price shown for each fund is based on its latest fund's NAV or its Bid price and is for reference only. The actual subscription price of each fund may be different to the reference offer price. All prices are subject to final confirmation by the Bank. Unit price information of each fund is shown in its denominated currency or reporting currency. Investment returns are denominated in the respective fund’s base currency (may be a foreign currency). You may be exposed to the risks of fluctuations in the exchange rate of USD / HKD / foreign currency.

The above mentioned investment fund(s) has been authorized by the Securities and Futures Commission in Hong Kong (the "SFC"). However, SFC authorization is not a recommendation or endorsement of an investment fund nor does it guarantee the commercial merits of an investment fund or its performance. It does not mean the investment fund is suitable for all investors nor is it an endorsement of its suitability for any particular investor or class of investors.

The information on this webpage has not been reviewed by the SFC.

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