Asia Superior Travel Insurance

Asia Superior Travel Insurance (“the Plan”) is specially designed to provide you with peace of mind and an all-round protection against unexpected accidents occurring during your trip.

Plan Highlights

COVID-19 Extension

Medical expenses coverage up to HK$1,000,000
Worldwide emergency assistance services
Overseas hospital cash allowance
Free automatic insurance extension (up to 21 days)

Extended Scale of Compensation for Permanent Disablement

Compensation is provided starting from the loss of a toe

Act of Terrorist Extension

Losses arising from the act of terrorist under Medical Expenses Benefit, Personal Accident Benefit, Worldwide Emergency Assistance Services and Outbound Travel Alert (OTA) Extension

Popular Amateur Sports and Activities

Cover for popular amateur sports and activities such as bungee jumping, rafting, skiing and other winter sports, etc.

Newly Added Benefits

Outbound Travel Alert (OTA) Extension
Single Occupancy
Home Care Benefit
Overseas Rental Vehicle Excess Protection
Trauma Counselling

Free Automatic Extension

Free automatic extension up to 15 extra days (for Single Trip Plan only)

No Co-payment or Excess

Eligibility

Applicant/Proposer must be a Hong Kong resident and aged 18 or above
Insured Person(s) must be Hong Kong resident(s)
Age Limit (on Departure Date) : from 6 months up to age of 75
All trips under this insurance must be originated from Hong Kong

Benefits

Medical Expenses Benefit
Benefits	Plan A	Plan B
Benefits	Maximum Limit per Journey per Insured Person (HK$)
(A) Medical Expenses¹ Reimbursement of reasonable medical and surgical fees, hospital charges and emergency dental treatment incurred overseas as a result of sudden sickness or accidental bodily injury. (Hospital room & board charges - maximum HK$2,500 per day.)	500,000	1,000,000
(B) Follow-up Medical Expenses in Hong Kong Medical Expenses reasonably incurred within 90 consecutive days after the return to Hong Kong including: – Follow-up treatments by Chinese Medicine Practitioner (including Chinese bone-setting and acupuncture treatment) and physiotherapist.	50,000 2,000 (200 per day per visit)	100,000 3,000 (300 per day per visit)
The total Maximum Limit payable under Items (A) and (B) of this Section shall not exceed HK$500,000 (for Plan A) or HK$1,000,000 (for Plan B).

¹ For Insured Person aged below 18 or over 70, the maximum limit of Medical Expenses incurred overseas and under COVID-19 Extension shall be HK$250,000 and HK$350,000 for Plan A and Plan B respectively.

Personal Accident Benefit
Benefits	Plan A	Plan B
Benefits	Maximum Limit per Journey per Insured Person (HK$)
In the event of death or permanent disablement of the Insured Person resulting from an accident, claim will be payable according to the Table of Personal Accident Benefit.
(A) Accident on Public Conveyance (Not applicable to Insured Person aged below 18 or over 70.)	750,000	1,500,000
(B) Other Accidents²	500,000	1,000,000
(C) Major Burns Benefit³ Payable if the Insured Person suffers from third degree burns with burnt areas equal to or greater than 2% of head or 10% of total body surface area due to an accident during the journey.	200,000	300,000

² For Insured Person aged below 18 or over 70, the maximum limit of Other Accidents shall be HK$250,000 and HK$350,000 for Plan A and Plan B respectively.

³ For Insured Person aged below 18 or over 70, the maximum limit payable under Major Burns Benefit shall be 50% of the limit applicable to the plan selected.

Worldwide Emergency Assistance Services
Benefits	Plan A	Plan B
Benefits	Maximum Limit per Journey per Insured Person (HK$)
(A) Emergency Medical Evacuation	Unlimited
(B) Repatriation after Local Treatment	Unlimited
(C) Hospital Deposit Guarantee	40,000
(D) Repatriation of Unattended Children	40,000
(E) Compassionate Visit	40,000 (1,200 per day for 5 days for accommodation)
(F) Repatriation of Mortal Remains	30,000
(G) 24-Hour Worldwide Emergency Assistance Hotline	Referral Service
(The services are provided by Inter Partner Assistance Hong Kong Limited.)

Translation Service in Overseas Hospital
Benefits	Plan A	Plan B
Benefits	Maximum Limit per Journey per Insured Person (HK$)
Reimbursement of reasonable costs incurred by the Insured Person in engaging the services of a local translator/interpreter in the overseas hospital where the Insured Person is confined over 24 consecutive hours.	2,000 (200 per day)	5,000 (500 per day)

Overseas Hospital Cash Allowance
Benefits	Plan A	Plan B
Benefits	Maximum Limit per Journey per Insured Person (HK$)
Daily cash allowance while the Insured Person is hospitalised overseas over 24 consecutive hours as a result of bodily injury or sickness during the journey.	2,000 (200 per day)	5,000 (500 per day)

Trip Cancellation
Benefits	Plan A	Plan B
Benefits	Maximum Limit per Journey per Insured Person (HK$)
(A) Trip Cancellation Reimbursement of the forfeited and irrecoverable prepaid tour package or travel ticket and/or accommodation expenses and/or overseas local tour costs due to cancellation of the journey necessitated by the occurrence of any of the following after the time of application of the insurance, or 30 days before the departure date of the planned journey (except for Items (3) and (4) below), whichever is the later: (1)death, serious bodily injury or serious sickness of Insured Person or his/her Immediate FamilyMember or travel companion; (2)jury service or witness summons of Insured Person; (3)unexpected outbreak of strike, industrial action, adverse weather conditions, natural disaster at the planned destination within 7 days before the departure date of the planned journey; (4)serious damage to Insured Person's home by fire, explosion or earthquake within 7 days before the departure date of the planned journey; (5)issuance of Red or Black Travel Alert⁴ (except for the reason of a pandemic) on the planned destination.	20,000	30,000
OR (B) Single Occupancy Reimbursement of additional cost incurred as a result of a change in the per person occupancy rate applicable to the prepaid tour package or travel ticket and/or accommodation and/or overseas local tour in the event of death, serious bodily injury or serious sickness of Insured Person’s travel companion within 7 days before departure date, if Insured Person decides to travel so planned.	5,000	10,000

⁴ Refer “Outbound Travel Alert (OTA) Extension” for the details of benefit limit.

Trip Curtailment
Benefits	Plan A	Plan B
Benefits	Maximum Limit per Journey per Insured Person (HK$)
Reimbursement of unused portion of the forfeited and the irrecoverable prepaid fees for tour package or travel ticket and/or accommodation and/or overseas local tour and the additional actual public conveyance expenses incurred to return to Hong Kong as a result of necessary and unavoidable curtailment of journey directly arising from the following causes: (1)death, serious bodily injury, or serious sickness of Insured Person or his/her Immediate Family Member or travel companion; (2)unexpected outbreak of strike, industrial action, adverse weather conditions, natural disaster at the planned destination; (3)serious damage to Insured Person's home by fire, explosion or earthquake; (4)issuance of Red or Black Travel Alert ⁴ (except for the reason of a pandemic) on the destination during the journey.	20,000	30,000

⁴ Refer “Outbound Travel Alert (OTA) Extension” for the details of benefit limit.

⁵ Insured Person can only claim under either Section 7 – Trip Curtailment or Section 8 – Trip Re-routing or Section 9 – Travel Delay (but not more than 1 section) in respect of any loss arising from the same cause.

Trip Re-routing
Benefits	Plan A	Plan B
Benefits	Maximum Limit per Journey per Insured Person (HK$)
Reimbursement of reasonable and inevitable additional public conveyance and/or accommodation expenses incurred for the purpose of continuing the journey to the original planned destination or returning to Hong Kong if the itinerary has been confirmed before the commencement of the journey and the journey has to be re-routed after its commencement as a direct result of strike, industrial action, adverse weather conditions, natural disaster or hijack which prevents the Insured Person from continuing the original itinerary.	5,000 (1,000 per day for accommodation)	10,000 (2,000 per day for accommodation)

Travel Delay
Benefits	Plan A	Plan B
Benefits	Maximum Limit per Journey per Insured Person (HK$)
(A) Cash Allowance Cash benefit for delay of the arranged public conveyance for more than 6 consecutive hours due to strike, adverse weather conditions, natural disaster, hijack or mechanical and/or electrical breakdown of public conveyance.	2,000 (200 for each full 6-hour delay)	3,000 (300 for each full 6-hour delay)
OR (B) Additional Expenses Reasonable and inevitable additional public conveyance and/or accommodation expenses incurred due to the delay of at least 6 consecutive hours directly arising from the above reasons.	5,000 (1,000 per day for accommodation)	7,500 (1,500 per day for accommodation)

Personal Baggage and Personal Effects
Benefits	Plan A	Plan B
Benefits	Maximum Limit per Journey per Insured Person (HK$)
Accidental loss of or damage to personal baggage and personal effects, including golf equipment and purchases during journey. Sub-limit:	7,500	20,000
Laptop Mobile phone Others: Any one item, pair, set or collection	4,000 500 2,000	6,000 1,000 3,000

Baggage Delay
Benefits	Plan A	Plan B
Benefits	Maximum Limit per Journey per Insured Person (HK$)
Expenses incurred for emergency purchases of essential toiletries or clothing due to at least 6 consecutive hours of deprivation of baggage from the time of arrival at destination outside Hong Kong due to delay or misdirection in delivery.	1,000	2,000

Loss of Travel Document
Benefits	Plan A	Plan B
Benefits	Maximum Limit per Journey per Insured Person (HK$)
Expenses to obtain a replacement of a travel document which has been lost or stolen during overseas journey and related additional public conveyance and/or accommodation expenses reasonably and necessarily incurred.	2,000 (1,000 per day for accommodation)	5,000 (2,000 per day for accommodation)

Personal Money
Benefits	Plan A	Plan B
Benefits	Maximum Limit per Journey per Insured Person (HK$)
Loss of cash, banknotes and travellers’ cheque belonging to and being carried by the Insured Person arising from theft, burglary or robbery during the journey. (Not applicable to Insured Person aged below 12.)	1,000	3,000

Unauthorised Use of Lost Credit Card
Benefits	Plan A	Plan B
Benefits	Maximum Limit per Journey per Insured Person (HK$)
Monetary loss due to unauthorised use of credit card carried by the Insured Person which is accidentally lost during the journey.	1,000	3,000

Personal Liability
Benefits	Plan A	Plan B
Benefits	Maximum Limit per Journey per Insured Person (HK$)
Indemnity against legal liability to third parties in respect of accidental bodily injury or damage to property due to the Insured Person’s negligence	2,000,000	2,000,000

Home Care Benefit
Benefits	Plan A	Plan B
Benefits	Maximum Limit per Journey per Insured Person (HK$)
Loss of or damage to home contents of the Insured Person’s unoccupied home in Hong Kong due to fire or burglary when the Insured Person is travelling overseas. Sub-limit:	10,000	20,000
Any one item, pair, set or collection	5,000	5,000

Overseas Rental Vehicle Excess Protection
Benefits	Plan A	Plan B
Benefits	Maximum Limit per Journey per Insured Person (HK$)
Reimbursement of the rental vehicle insurance excess or deductible charged by the licensed vehicle rental company due to car accident, parking damage or theft of a rental vehicle during the journey.	3,000	5,000

Trauma Counselling
Benefits	Plan A	Plan B
Benefits	Maximum Limit per Journey per Insured Person (HK$)
Counselling fees if Insured Person witnesses and/or is the victim of a traumatic event which is serious bodily injury, act of terrorist, armed robbery, hijack, natural disaster or rape during the journey.	10,000 (1,000 per day per visit)	15,000 (1,500 per day per visit)

Table of Personal Accident Benefit
Insured Events	Benefits Payable (% of Maximum Limit)
A. Accidental Death	100%
B. Permanent Disablement
Total loss of sight of both eyes or total loss of two limbs	100%
Total loss of sight of one eye and total loss of one limb	100%
Total paralysis or injuries resulting in the Insured Person being permanently bedridden	100%
Permanent Total Disablement	100%
Total loss of sight of one eye or total loss of one limb	50%
Loss of four fingers and thumb of one hand	50%
Loss of four fingers of one hand	40%
Loss of thumb (a) both phalanges (b) one phalanx	25% 10%
Loss of index finger (a) three phalanges (b) two phalanges (c) one phalanx	10% 8% 4%
Loss of each other finger (a) three phalanges (b) two phalanges (c) one phalanx	5% 3% 2%
Loss of toes (a) all toes of one foot (b) great toe both phalanges (c) great toe one phalanx (d) other than great toe, each	15% 5% 2% 1%
Loss of hearing (a) both ears (b) one ear	50% 15%
Permanent and total loss of speech	50%

The aggregate benefit payable for the above insured events during the same journey shall not exceed 100% of the maximum limit of Personal Accident Benefit for each Insured Person.

AUTOMATIC INSURANCE EXTENSION (For Single Trip Plan only)

The Period of Insurance will be extended automatically for up to 15 days in case of delay in return to Hong Kong due to transport delay, sickness or injury of Insured Person, adverse weather conditions, strike, hijack or mechanical and/or electrical breakdown of public conveyance.

COVID-19 EXTENSION^*

If during the Period of Insurance, the Insured Person is diagnosed with COVID-19 during the journey, the following benefits will be provided.

COVID-19 EXTENSION
Benefit Items	Plan A	Plan B
Section 1 – Medical Expenses Benefit
Section 3 – Worldwide Emergency Assistance Services
Section 5 – Overseas Hospital Cash Allowance
Automatic Insurance Extension^{^}	Up to 21 days	Up to 21 days

^*COVID-19 Extension will not be provided if the Insured Person (i) fails to be vaccinated with at least 2 doses of COVID-19 vaccine recognised by the Government of Hong Kong SAR before the journey (not applicable to Insured Person aged below 12) and/or (ii) fails to comply with the vaccination related entry requirement of the destination the Insured Person is travelling to.

Insured Person will not be covered under this Extension notwithstanding that he/she is medically unsuitable for vaccination and obtained a COVID-19 Vaccination Medical Exemption Certificate (Exemption Certificate).

^{^}If Insured Person is diagnosed with COVID-19 while travelling overseas, free-of-charge extension of insurance cover for up to 21 days will be provided to Insured Person, Insured Person's spouse/children/parents and person aged below 18 accompanied by Insured Person provided that they are insured under the same policy. (For Single Trip Plan only)

OUTBOUND TRAVEL ALERT (OTA) EXTENSION

The extended coverage for Outbound Travel Alert (OTA) provides more comprehensive protection in different situations and minimises the financial loss due to the issuance of travel alert. The Insured Person will be entitled to the benefits listed below for red or black travel alerts.

Extension of Benefit Items
Extension of Benefit Items	Maximum Limit per Journey per Insured Person
Extension of Benefit Items	Red Alert	Black Alert
Section 6 – Trip Cancellation	50% of loss or the maximum limit, whichever is the lower	100% of loss or the maximum limit, whichever is the lower
Section 7 – Trip Curtailment	50% of loss or the maximum limit, whichever is the lower	100% of loss or the maximum limit, whichever is the lower
Refund of Administration Fee charged by the Travel Agent or Visa Fee	Up to HK$300	Up to HK$300

Conditions:

(1)Cancellation of trip must take place not earlier than 7 days from the departure date of the scheduled itinerary and the Red or Black OTA to the planned destination must be in force at the time of cancellation.
(2)Curtailment of trip must take place while Red or Black OTA to the destination is in force after commencement of the journey.
(3)Irrecoverable administration fee charged by the travel agent/public conveyance provider/accommodation provider and/or visa fee shall be paid only while the Red or Black OTA is hoisted within 7 days before the commencement date of the insured journey and the Insured Person has to cancel such insured journey.

Exclusions:

(1)Not covered if the Red or Black OTA is hoisted or announced to the destination(s) listed in the itinerary before or at the time of the insurance application.
(2)Excludes any loss and/or claim if the Insured Person refuses to take the first available alternative transportation offered by the original public conveyance provider.

HOME TO HOME COVER

Covers the entire journey starting from the time the Insured Person directly leaves his/her place of residence or place of work in Hong Kong (whichever is the later) to commence his/her overseas journey but not exceeding 4 hours prior to booked departure time; and ending at the time the Insured Person arrives at his/her place of residence or place of work in Hong Kong or 4 hours after the scheduled arrival time, whichever is the earlier.

Insured/Proposer must be a Hong Kong resident and aged 18 or above.
This Policy is applicable to conventional leisure or business (clerical or administrative work only) travel, not applicable to expedition, adventure or similar journey.
Any children under 12 years of age must be accompanied by an adult.
COVID-19 Extension will not be provided if the Insured Person (i) fails to be vaccinated with at least 2 doses of COVID-19 vaccine recognised by the Government of Hong Kong SAR before the journey (not applicable to Insured Person aged below 12) and/or (ii) fails to comply with the vaccination related entry requirement of the destination the Insured Person is travelling to.
Insured Person must be fit to travel at the time of applying this insurance and not in acknowledgement of any circumstances (including but not limited to financial, medical, political, adverse weather conditions) which could lead to cancellation, interruption or curtailment of the journey.
For Single Trip Plan, the policy is non-cancellable, and no refund of premium is allowed once the policy is issued.
The insurance cover shall be non-transferrable.
Written notice of claim must be given to Asia Insurance within 30 days following the occurrence of any event giving rise or likely to give rise to a claim under this Policy. Written proof of loss must be furnished to Asia Insurance within 30 days from the date of issuance of receipt of the claim form provided to Asia Insurance.
This is only a brief description of product features and does not constitute any part of the insurance contract. Please refer to the policy document for details of insurance terms, conditions and exceptions which shall prevail in case of inconsistency. Asia Insurance reserves the right of final approval and decision.
If there is any conflict or inconsistency between the English & Chinese versions, the English version shall prevail.

The following is a highlight of some key exclusions to Asia Superior Travel Insurance. Please refer to policy document for the full list of exclusions that apply to each section and the entire policy.

War (whether declared or not), invasion, rebellion, biological or chemical attack, civil war, civil commotion and related perils.
Act of Terrorist (for all Sections except Section 1 – Medical Expenses Benefit, Section 2 – Personal Accident Benefit, Section 3 – Worldwide Emergency Assistance Services and Outbound Travel Alert (OTA) Extension).
Nuclear fission or radioactive contamination.
Infectious disease requiring quarantine or isolation by law or the public conveyance provider.
Any wilful, malicious, criminal, unlawful, or deliberate act of the Insured, the Insured Person or any family member of the Insured or of the Insured Person, or travel companion.
Any pre-existing conditions, including but not limited to congenital or hereditary conditions.
Any circumstance, event or incident which exists or is known to exist or ought to be known or announced before the time of application of the insurance.
Self-inflicted injuries, pregnancy, psychological disturbances, alcoholism, drug addiction, venereal disease, AIDS or AIDS related complex.
Sport or game in a professional capacity; trekking or parachuting or hiking at an altitude limit greater than 5,000 metres above sea level or diving to a depth greater than 30 metres below sea level or mountaineering (necessitating the use of ropes or pitons); any speed time trial for or any form of race competition including but not limited to car racing, motor rallies and competition, horse-racing, and competitions of swimming, sailing, bicycling, skiing and so forth (other than on foot).
Flying or other aerial activities except while travelling as a fare-paying passenger in a licensed passenger carrying aircraft operated by a recognised airline or air charter company and not as pilot or air crew nor for the purpose of any trade or technical operation in or on the aircraft.
Loss of baggage, travel documents or personal money not reported to the relevant authorities (e.g. airlines, travel agents, police, etc.) within 24 hours upon discovery of such loss and failure to provide a report certified by such authorities.
Personal liabilities arising from ownership, possession, hire, use or operation of vehicles, unmanned aircraft system, aircraft, watercraft, or weapons.
Property Cyber and Data Exclusion.
Communicable Diseases including any mutation or variation thereof (for Section 2 – Personal Accident Benefit and Section 15 – Personal Liability only).
COVID-19/Pandemics or epidemics including any mutation or variation thereof (for all Sections except Section 2 – Personal Accident Benefit and Section 15 – Personal Liability).

PREMIUM TABLE (Single Trip Plan)

PREMIUM TABLE (Single Trip Plan)
PREMIUM TABLE (HK$) (for each Insured Person)
Single Trip Plan	Adult (Aged 18-75)				Child (Aged below 18)
Single Trip Plan	Travelling in "Asia"		Travelling Worldwide		Child (Aged below 18)
Coverage Period (No. of Days)	Plan A	Plan B	Plan A	Plan B	Plan A	Plan B
1	125	176	138	194	83	97
2	125	176	138	194	83	97
3	158	224	174	246	104	123
4	173	270	190	297	114	149
5	188	293	207	322	124	161
6	201	314	232	352	139	176
7	213	333	246	373	147	186
8	263	413	303	463	182	231
9	275	433	318	485	191	242
10	289	457	334	512	200	256
11	299	475	345	532	207	266
12	310	495	358	554	215	277
13	320	514	370	576	222	288
14	331	534	382	598	229	299
15	390	631	450	707	270	353
16	402	653	464	731	278	366
17	420	682	485	764	291	382
18	430	702	497	786	298	393
19	440	722	508	809	305	404
20	450	741	520	830	312	415
21	460	761	524	852	314	426
22	540	833	612	921	367	461
23	551	853	624	943	374	472
24	563	874	637	966	382	483
25	574	894	649	988	389	494
26	585	914	662	1,020	397	510
27	596	934	674	1,042	404	521
28	608	955	687	1,065	412	533
29	619	975	699	1,087	419	544
30	630	995	711	1,109	427	555
From 31 to 60 day (Each Additional Day)	16	23	18	30	11	15
From 61 to 90 day (Each Additional Day)	20	28	23	38	14	19

Remarks:

“Asia” includes Brunei, Cambodia, China, Guam, Indonesia, Japan, South Korea, Laos, Macau, Malaysia, Myanmar, Philippines, Singapore, Taiwan, Thailand and Vietnam.
Premium Levy collected by the Insurance Authority has been imposed on relevant policy at the applicable rate and would be remitted in accordance with the prescribed arrangements. For further information, please visit www.asiainsurance.hk or contact: (852) 3606 9933. Asia Insurance will pay the Premium Levy on behalf of the policyholders of Asia Superior Travel Insurance.

For more coverage information, please refer to Product Brochure and Insurance Policy.

For claims details, please refer to Travel Claim Advices and Claim Form.

For making amendment request, please refer to Amendment Request Form.

OCBC Bank (Hong Kong) Limited

General Enquiry Hotline

3199 9188

Asia Insurance Co. Ltd

Policy Coverage Enquiry Hotline

3606 9913

Claims Enquiry Hotline

3606 9196

Asia Superior Travel Insurance

Travel with peace of mind

Plan Highlights

COVID-19 Extension

Extended Scale of Compensation for Permanent Disablement

Act of Terrorist Extension

Popular Amateur Sports and Activities

Newly Added Benefits

Free Automatic Extension

No Co-payment or Excess

Eligibility

Benefits

Section 1 – Medical Expenses Benefit

Section 2 – Personal Accident Benefit

Section 3 – Worldwide Emergency Assistance Services

Section 4 – Translation Service in Overseas Hospital

Section 5 – Overseas Hospital Cash Allowance

Section 6 – Trip Cancellation

Section 7 – Trip Curtailment⁵

Section 8 – Trip Re-routing⁵

Section 9 – Travel Delay⁵ (for delay over 6 consecutive hours)

Section 10 – Personal Baggage and Personal Effects

Section 11 – Baggage Delay (for delay over 6 consecutive hours)

Section 12 – Loss of Travel Document

Section 13 – Personal Money

Section 14 – Unauthorised Use of Lost Credit Card

Section 15 – Personal Liability

Section 16 – Home Care Benefit

Section 17 – Overseas Rental Vehicle Excess Protection

Section 18 – Trauma Counselling

Table of Personal Accident Benefit

AUTOMATIC INSURANCE EXTENSION (For Single Trip Plan only)

COVID-19 EXTENSION^*

OUTBOUND TRAVEL ALERT (OTA) EXTENSION

HOME TO HOME COVER

PREMIUM TABLE (Single Trip Plan)

OCBC Bank (Hong Kong) Limited

Asia Insurance Co. Ltd

Ways to Apply

Remarks

Travel Insurance Package

Plan Highlights

COVID-19 Extension

Extended Scale of Compensation for Permanent Disablement

Act of Terrorist Extension

Popular Amateur Sports and Activities

Newly Added Benefits

Free Automatic Extension

No Co-payment or Excess

Eligibility

Benefits

Section 1 – Medical Expenses Benefit

Section 2 – Personal Accident Benefit

Section 3 – Worldwide Emergency Assistance Services

Section 4 – Translation Service in Overseas Hospital

Section 5 – Overseas Hospital Cash Allowance

Section 6 – Trip Cancellation

Section 7 – Trip Curtailment5

Section 8 – Trip Re-routing5

Section 9 – Travel Delay5 (for delay over 6 consecutive hours)

Section 10 – Personal Baggage and Personal Effects

Section 11 – Baggage Delay (for delay over 6 consecutive hours)

Section 12 – Loss of Travel Document

Section 13 – Personal Money

Section 14 – Unauthorised Use of Lost Credit Card

Section 15 – Personal Liability

Section 16 – Home Care Benefit

Section 17 – Overseas Rental Vehicle Excess Protection

Section 18 – Trauma Counselling

Table of Personal Accident Benefit

AUTOMATIC INSURANCE EXTENSION (For Single Trip Plan only)

COVID-19 EXTENSION*

OUTBOUND TRAVEL ALERT (OTA) EXTENSION

HOME TO HOME COVER

PREMIUM TABLE (Single Trip Plan)

OCBC Bank (Hong Kong) Limited

Asia Insurance Co. Ltd

Ways to Apply

Remarks

Section 7 – Trip Curtailment⁵

Section 8 – Trip Re-routing⁵

Section 9 – Travel Delay⁵ (for delay over 6 consecutive hours)

COVID-19 EXTENSION^*