Spending Reward Program

Infinite Card / World Card / Platinum Card1,2 or Titanium Card cardholder can enjoy 0.8% Cash Rebate on local Food & Beverage spending and Overseas spending. That is, with HK$10,000 spending, you will earn HK$80 cash rebate. Other retail transactions are eligible to 0.5% Cash Rebate. Gold Card or Classic Card2 can enjoy 0.3% Cash Rebate. Please click here to read the terms and conditions.

Notes:

  1. Not applicable to Platinum Business Card.
  2. UnionPay Credit Card transactions made under the category of Real Estate, Autombile, Hospital and Tutorial fees in Mainland China are not eligible for the Cash Rebate.

Reminder：
To borrow or not to borrow?
Borrow only if you can repay!