What is Flexi-Money Interest-free Installment Plan
OCBC Credit Card "Flexi-Money" interest-free installment plan converts your available credit limit into handy cash for flexible use.
- Personalised monthly handling fee is as low as 0.25%*
- Repayment period is up to 36 months
- Quick approval; approved amount will be directly deposited to your designated bank account within 3 working days
Example - calculation of the monthly repayment amount for the OCBC Credit Card "Flexi-Money" Interest-free Installment Plan
Assume withdrawing HK$50,000 with a monthly handling fee of 0.25% and repaying by 12 months
| "Flexi-Money" Instalment Amount | Monthly Handling Fee | Monthly Installment Amount | Monthly Repayment |
|---|---|---|---|
| HK$50,000 | HK$125 (HK$50,000 x 0.25%) |
HK$4,167 | HK$4,292 |
* Note：The 0.25% personalized monthly handling fee of “Flexi-Money” Interest-free Installment Plan is applicable to selected customers and the approved withdrawal amount has to reach the specific requirement, and is for reference only.
