Protecting Your People and Assets

  1. Business Banking
  2. Commercial Insurance and MPF Services
  3. Protecting Your People and Assets

Trustworthy and reliable service

While you strive for success of your company, it is equally important to safeguard your business against various unforeseen events. With years of experience and expertise, we provide solutions to manage risk so that you can focus on running your business.

Catering for your business needs

Certain statutory requirements must be met while running your business. Our solutions offer extended cover to cater for your business needs.




Employee Compensation Insurance Motor Vehicles / Third Party Liability Insurance
This insurance covers basic employees' compensation and costs and expenses incurred with the insurer's consent to defend claims against you.

Motor Insurance provides two different plans to cater for your needs.

  1. Third party liability coverage – To indemnify the insured against claims by another party
  2. Comprehensive – To indemnify the insured against liability to third parties and damage to or loss of vehicle from theft or other accidents

You can now just sit back, relax and enjoy the ride.

Employee Compensation Insurance
This insurance covers basic employees' compensation and costs and expenses incurred with the insurer's consent to defend claims against you.
Motor Vehicles / Third Party Liability Insurance

Motor Insurance provides two different plans to cater for your needs.

  1. Third party liability coverage – To indemnify the insured against claims by another party
  2. Comprehensive – To indemnify the insured against liability to third parties and damage to or loss of vehicle from theft or other accidents

You can now just sit back, relax and enjoy the ride.


+ Show more details



Protecting Your Assets

We cover your business properties against loss or damage from unexpected events, such as fire, theft or natural disasters.




Fire Insurance Burglary Insurance Property All Risk Insurance
  • Protects your business's valuable assets, such as buildings, inventory and equipment, against damage by fire or lightning
  • Can be extended to cover disasters such as floods, explosions, riots or strikes
  • Protects valuable property, such as inventory, machinery, raw materials or office equipment, against the risk of theft or robbery
  • Compensates you for any loss or damage to your property due to forcible entry to your premises, apparent destruction, and burglary or intended burglary
  • Offers wider cover for your properties, not restricted to cover for fire and theft
  • Can be taken out to cover property of commercial or industrial concerns

Marine Cargo Insurance Public Liability Insurance
  • Provides cover against loss of or damage to goods during the course of transit by air, sea or land
  • Protects you against the third party liability arising from any negligence of a person in charge of a shop, property management office, construction company, factory or other office causing third party bodily injury or property damage
  • Coverage includes legal liability arising from the accidental injury or death, or property damage of a third party; and solicitor's fee for legal proceedings
Fire Insurance
  • Protects your business's valuable assets, such as buildings, inventory and equipment, against damage by fire or lightning
  • Can be extended to cover disasters such as floods, explosions, riots or strikes
Burglary Insurance
  • Protects valuable property, such as inventory, machinery, raw materials or office equipment, against the risk of theft or robbery
  • Compensates you for any loss or damage to your property due to forcible entry to your premises, apparent destruction, and burglary or intended burglary
Property All Risk Insurance
  • Offers wider cover for your properties, not restricted to cover for fire and theft
  • Can be taken out to cover property of commercial or industrial concerns
Marine Cargo Insurance
  • Provides cover against loss of or damage to goods during the course of transit by air, sea or land
Public Liability Insurance
  • Protects you against the third party liability arising from any negligence of a person in charge of a shop, property management office, construction company, factory or other office causing third party bodily injury or property damage
  • Coverage includes legal liability arising from the accidental injury or death, or property damage of a third party; and solicitor's fee for legal proceedings

+ Show more details




Managing Your Business Risks

We offer a range of risk management solutions to protect your business from uncontrollable threats such as lawsuits, customer defaults or strikes.




Director and Officer Liability * Professional Indemnity Insurance *
  • Protects senior executives against the risk of liability arising from their duties
  • Provides cover for professionals against financial losses arising from potential lawsuits due to negligence, misstatement or failure to perform a professional service that leads to a breach of duty

Credit Risk * Product Liability *
  • Support your company's cashflow and liquidity
  • Enhance your company’s credit rating for better financing terms
  • With reduced credit risk, you can expand your business with greater confidence
  • Specifically designed for manufacturers, wholesalers and retailers
  • Protects your business against third party legal liability in connection with your products to relieve potential financial burdens
Director and Officer Liability
  • Protects senior executives against the risk of liability arising from their duties
Public Liability Insurance
  • Provides cover for professionals against financial losses arising from potential lawsuits due to negligence, misstatement or failure to perform a professional service that leads to a breach of duty
Credit Risk
  • Support your company's cashflow and liquidity
  • Enhance your company’s credit rating for better financing terms
  • With reduced credit risk, you can expand your business with greater confidence
Product Liability
  • Specifically designed for manufacturers, wholesalers and retailers
  • Protects your business against third party legal liability in connection with your products to relieve potential financial burdens

OCBC Bank (Hong Kong) Limited ("OCBC Bank") offers the above insurance products through the subsidiary, OCBC Insurance Brokers (Hong Kong) Limited*.

* OCBC Insurance Brokers Limited is a Licensed Insurance Broker which is authorised and regulated by the Insurance Authority of the HKSAR and is permitted to carry out insurance broker services for general insurance and non-link long-term insurance in Hong Kong.


+ Show more details




If you have any enquiries about these insurance products, please contact us.
These insurance products are available for subscription only in Hong Kong.

The above plans are product of insurance company or insurer but not OCBC Bank (Hong Kong) Limited ("OCBC Bank").

OCBC Bank is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as insurance agency and is the authorized insurance agency of Asia Insurance Co., Ltd. ("Asia Insurance") and Liberty International Insurance Limited(“Liberty International Insurance”) for distribution the above plans in the Hong Kong Special Administrative Region ("HKSAR"). The plan is underwritten by Asia Insurance and Liberty International Insurance, which are authorized and regulated by the Insurance Authority ("IA") of HKSAR.

Contact Us

Visit any of our branches